Applying for a
NatWest mortgage

Choose your preferred way to apply and get started today

NatWest mortgages are available for over 18s

Your home may be repossessed if you do
not keep up repayment on your mortgage


We're committed to helpful banking. That’s why we give you the choice to apply for your new mortgage in whatever way suits you best. Simply choose your preferred option to get started with your application.


Option 1

Branch or Phone

If you need some help in choosing the right mortgage for you, our advice service may suit your needs. This service allows you to apply in branch with your local mortgage adviser, or over the telephone. You cannot receive advice online.

You’ll benefit from one of our qualified advisers assessing your needs and recommending a mortgage we believe is suitable for you.

Call us today and book an appointment with a branch or telephone mortgage adviser.

Option 2


If you are confident in choosing the right mortgage and are happy to take responsibility for your decisions without any advice, you can apply for your mortgage online.

This option is not available to customers wishing to borrow into retirement or consolidate debt as part of their mortgage. It's important to note that you will not benefit from the protection of us assessing the suitability of your mortgage for you and therefore if your choice turns out to be inappropriate, we will not offer you compensation.

The following application types are excluded from applying online; Buy to let, Offset, Help to Buy, Right to Buy and shared equity schemes. 

Call us to book an appointment

How can we help?

Call us



Opening hours: 
Mon-Fri 8am-8pm, Sat 9am-4pm.
Excluding public holidays.
Calls may be recorded.

Customers with hearing and speech impairments can contact us by using

Minicom number 0800 917 0526


Not quite ready to apply? Check out our mortgage tools...

How much could I borrow?

Work out what's within reach with our easy to use borrowing calculator.

This tool gives you an indication of how much you could borrow from us and is an ideal starting point when browsing the housing market.

Mortgage Rate Finder

Browse our rates and deals and get an indication of how much a NatWest mortgage would cost per month.

We'll also confirm any additional fees and charges associated with the mortgage.

Agreement in Principle

An Agreement in Principle provides you with an indication of whether we can lend you the amount you wish to borrow. You can then choose from available NatWest mortgages and find out how to apply.

Not quite ready to apply?

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